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In all my years in the mortgage business in North Carolina, I have never seen so much mortgage advertising specifically designed to mislead the consumer. Lenders and lead generation companies have ramped up their trolling by email, snail mail and phone. Dragging baits that all sound too good to be true, these marketers lure in many unsuspecting homeowners. Even worse, if you’ve taken the rancid bait just once you may find countless solicitors all trying to reel you in.
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There are many sources to check on what is called "Todays National Mortgage Rate". Unfortunately, most sites like BestRate.com show an average rate that is just wrong. It only takes 1 or 2 mortgage companies to place an unobtainable rate for other companies to follow. They feel that if they post a "True Rate" they would look rediculous. I have found that HSH.COM offers a National Rate Average that actually gives a rate that people...
Did you ever wonder what the 1% Mortgage Rate is all about? How can a Lender/Broker offer a 1% Fixed Mortgage when the going rate is much higher? Actually, The rate is not fixed it is the payment that is fixed for a certain period of time......normally from one year to 5 years.
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A recent survey of small business owners commissioned by New York -based Capital Access Network (CAN), American entrepreneurs are facing a near crisis when it comes to obtaining financing needed to maintain and/or expand their businesses. In recent years, American small businesses have been credited with jumpstarting the economic recovery, moving many unemployed workers into entrepreneurial endeavors. Today’s survey data shows 79 percent of small businesses are unde...
